Benefit Plans and Resources

2018 Health Insurance Plans

Pitzer College, as a member of The Claremont Colleges, offers health insurance plans to its benefits-eligible employees through TCC (The Claremont Colleges) Services. These plans are managed by TCC Services Benefits Administration Office. To see detailed insurance plan information and materials, please click here to be directed to the Benefits Administration web page of TCC Services. You can also contact the Benefits Administration Office for questions or assistance at (909) 607-3195 or BenReps@cuc.claremont.edu.

2018 Benefits at a Glance: A summary sheet of the benefit plans and programs available to Pitzer College employees.

  • Open Enrollment for Benefits in 2019

    October 29, 2019 to November 16, 2019

    All benefits-eligible employees must actively enroll in or waive benefits coverage.

    The active Open Enrollment period for The Claremont Colleges for health benefits in 2019 is from Monday, October 29, 2018 through Friday, November 16, 2018.There are some changes to the plans for 2019; make sure to inform yourself with these materials to make the best decision for yourself and your dependents.

    You must actively enroll in or waive benefit elections for benefits in 2019 through Workday. Your current 2018 elections will not rollover.

    Open Enrollment Guides and Other Materials: Please visit the TCCS Benefits Administration web page for links to all the Open Enrollment materials: https://services.claremont.edu/benefits-administration/open-enrollment/

    Benefits Fair: Friday, November 2, 2018 from 10:00 am to 1:00 pm at the McKenna Auditorium on CMC’s campus.

    Informational Meeting On Campus: Tuesday, November 13, 2018 at 11:00 am in the Founders Room of McConnell Center.

    New Benefit Plans Offered
    The following employee-funded insurance plans will be available to benefits-eligible staff and faculty of Pitzer College beginning January 1, 2019.

    • Pet Insurance – Nationwide
      Rates will vary by the pet type and age (coming soon!)
      Insurance premiums will be directly billed to the employee.
      Click here for a flyer with additional information.
      Additional information will be available online beginning October 16, 2018.
    • Legal Insurance – ARAG
      $17 per month for Employee Only or Family coverage
      Insurance premiums will be deducted through payroll
      Click here for a flyer with additional information.
      More information can be found at https://www.araglegalcenter.com/home/login/index.htm using the Access Code 18437ccs
    • Identity Protection – PrivacyArmour
      $7.95 per month for Employee Only. $13.95 per month for Family
      Insurance premiums will be deducted through payroll
      Click here for a flyer with additional information.
      More information about PrivacyArmour’s coverage is available at https://www.myprivacyarmor.com/
  • Flexible Spending Accounts (FSAs)

    The FSA administrator is PayFlex. If you are contributing to a Healthcare FSA, the annual contribution amount you elected will be available to you for qualifying expenses as of your benefits effective date. However, if you are contributing to the Dependent Care FSA your contributions will be available for reimbursement only after your contributions are deducted from you pay.

    PayFlex Forms and Informational Materials
    Claim Form for Reimbursement (new address)
    Informational Memo for Participants
    PayFlex Account Quick Reference Guide (via Health Hub)
    PayFlex Card – Reference Guide
    PayFlex Mobile – Reference Guide
    Dependent Care FSA: Common Eligible Expenses
    Health Care FSA: Common Eligible Expenses

    FSA Contribution Limits for 2018
    Healthcare FSA: $300 minimum to $2,650 maximum
    Dependent Care FSA: $300 minimum to $2,500 (married filing separately) or $5,000 maximum (married filing jointly or single/head of household)

    Note: you have until March 15 of the following year to incur expenses for the plan year, and until June 30 of the following year to submit a claim form and receipts for a plan year.

    Limited-Scope FSA for Healthcare Expenses
    If you are enrolled in the Anthem Lumenos HSA plan, and have a Health Savings Account (HSA), you are eligible to enroll in a Limited Scope Healthcare Flexible Spending Account (FSA). Please click here to review the 2018 Limited Scope HSA guide.

  • Medical Insurance

    Anthem Blue Cross: In-Network Doctor and Hospital Search

    1. Visit www.anthem.com/ca. Temporarily allow pop-ups on your web browser for this website.
    2. Under “Useful Tools” on the right side, select “Find a Doctor (Dentist, Pharmacy or Hospital)”.
    3. On the next screen, under “What are you looking for?” select the type of search you want to run and follow the prompts to fill in the fields to set the criteria.
    4. For item 4 “What insurance plan would you like to use?”, if you have your Anthem Blue Cross HMO card, enter your member number under “Existing Member Search” and click “Next”. Otherwise, select the following under the corresponding fields:
      State: California
      Plan Type: HMO
      Plan Name: Blue Cross HMO (CACare) – Large Group
    5. Click “Search” and the results will appear.
    6. Click on the hyperlink of the doctor’s name to see detailed information. Under “Affiliations” you’ll find the three-letter facility ID code which is used when enrolling.

    Kaiser Permanente: Doctor and Facility Search

    Out of State Coverage for College Students – Information Sheet:  English | Espanol

  • Health Savings Account (HSA)

    Participation in an HSA requires enrollment in the Lumenos HSA medical plan. Payroll deductions can be set up if you elect to establish your HSA with Mellon. Contributions paid by Pitzer are available for employees who had an annual compensation of less than $120,000 in 2017.

    2018 Maximum HSA Contribution Amounts (including any Pitzer contribution)
    Employee Only: $3,450 maximum
    Family: $6,900 maximum
    Catch-Up Contribution for 55 and Older: up to an additional $1,000

    To view a guide on the Lumenos HDHP and the Health Savings Account, click here to be directed to the TCC Services Benefits Administration website. You can also visit the IRS website for additional information about Health Savings Accounts. If you have questions or need assistance, please contact the Benefits Administration Office at (909) 607-3684 or BenReps@cuc.claremont.edu.

     

  • Life Insurance: Basic and Supplemental

    Basic Life Insurance

    All benefits-eligible faculty and staff receive Basic Life Insurance benefit paid 100% by Pitzer College, at the rate of one times their regular annualized income, with a minimum benefit of $20,000 and up to a maximum of $50,000.

    The benefit begins to decrease at age 65 as follows:
    Age 65:      Benefit decreases to 65% of regular benefit amount
    Age 70:      Benefit decreases to 50% of regular benefit amount
    Age 75+:    Benefit decreases to 30% of regular benefit amount

    Supplemental Life Insurance

    Coverage is available for employee, spouse/domestic partner and children

    Insurance is through The Standard on an after-tax basis from one to four times your annual base salary to a maximum of $1,000,000 (a combined total with the Basic Life Insurance provided by Pitzer).

    The employee can purchase insurance for their spouse/domestic partner in increments of $10,000 up to maximum of $250,000 or 50% of own combined basic and supplemental life insurance coverage, whichever is less.

    For children, the employee can purchase coverage of $5,000 for ages 6 months and older, or $100 for birth to 6 months.  The premium cost is based on the employee’s age per thousand dollars of principal coverage selected.

    The benefit begins to decrease at age 65 as follows:
    Age 65:      Benefit decreases to 65% of regular benefit amount
    Age 70:      Benefit decreases to 50% of regular benefit amount
    Age 75+:    Benefit decreases to 30% of regular benefit amount

  • Long-Term Disabilty Insurance

    Benefits-eligible faculty and staff, who are regularly scheduled to work 30 hours or more per week and and are a citizen or resident of the United States or Canada, are automatically enrolled for long-term disability coverage on their first day of employment. This benefit is 100% paid for by Pitzer College and provides 66 2/3% of monthly earnings on the date of the disability (up to $15,000 per month) for a disability lasting beyond 180 days. For more details, click here for a Benefits at a Glance sheet for long-term disability insurance.

    If you have questions  or need assistance, please contact the Benefits Administration Office at (909) 607-3684 or BenReps@cuc.claremont.edu.

  • Retirement: Academic Retirement Plan (ARP)

    Plan Guide

    For assistance with your individual retirement account please contact our plan administrator, TIAA, at (800) 842-2252. For general questions about the ARP, please contact a Retirement Analyst at Benefits Administration at (909) 621-8805, or the Pitzer Human Resources Office.

    Retirement Contribution Limits per the IRS
    The Internal Revenue Service has published the 2018 limits for retirement plan contributions for elective deferrals, age 50+ catch-up contributions, 15 years of service catch-up contributions, defined contribution limit, annual compensation limits and the social security taxable wage base. To see the figures, please refer to the Benefits Administration memorandum for 2018 in English or Spanish.

    Voluntary Retirement Contributions
    Employees of Pitzer College may make voluntary contributions to the Academic Retirement Plan (ARP) or Roth after-tax retirement plan at any time during their employment. To start voluntary contributions complete a 2018 ARP Salary Reduction Agreement form.

    Retirement Counseling
    One-on-one retirement counseling is available with a TIAA financial advisor. To schedule an appointment on-site please call (800) 732-8353 and ask for dates and times available at The Claremont Colleges. You can also appointments available in OctoberNovember, and December 2018.

    Retiree Seminar – October 17, 2018
    The Fall Retiree Seminar will be held on October 17, 2018 at the Rose Hills Theatre at Pomona College. For details and to RSVP, please see the English or Spanish flyer.

  • Rideshare: Transportation Reduction Incentive Program (TRIP)

    In compliance with regulations of the South Coast Air Quality Management District, Pitzer has this rideshare program. The plan is designed to encourage employees to use modes of transportation other than driving alone to work whenever possible, in order to reduce the number of vehicles arriving on our campus. Incentives are provided to eligible participants in the program. Note: employees who live on-campus are not eligible for this program.

    To submit for your participation, complete the online form at https://pzgravity.pitzer.edu/trip-form/.

    For more information about the program contact Human Resources at (909) 621-8254 (extension 18254) or HR@pitzer.edu.

  • Work-Life Fit
    • Back Up Care for Children and Adults: This is a unique program to support employees when they experience a temporary gap in their normal care arrangements and need to get to work. Through this benefit, benefits-eligible employees have access to experienced Backup Care Specialists 24 hours a day, 7 days a week for eligible dependents and family members. This benefit may be used to provide care for an individual for whom the employee is the primary caregiver, including a child, spouse or domestic partner, parent, grandparent, or grandchild. It also includes these persons in a “step” relationship. Pitzer covers the majority of the cost and the employee pays a small copay depending on the location of the care provided: in-center or at home. Up to 80 hours are available per year per employee. Please click here to view the Back Up Care policy and benefit information.
    • Employee Assistance Program (EAP): Pitzer makes available to benefits-eligible faculty and staff, their dependents and all the members of their immediate household, a variety of counseling services, including in-person, telephone and web-based counseling and referral services – at no cost to the employee. The services are provided by our Employee Assistance Program through OptumHealth and are completely confidential. Employees, the members of their immediate household and their dependents have five free counseling sessions per calendar year.  The Pitzer employee receives an additional benefit of five free sessions per issue per calendar year. Click below to see details regarding the available services:
    • Primary Caretaker Leave Policies for Staff and Faculty: These policies are designed to provide time off with pay to regular, benefits-eligible staff and faculty who are responsible for the primary care of a child immediately following birth, adoption or the placement of a foster child.  Please refer to Staff Handbook web pages for details.
    • Pet Insurance: Through Pets Best, pet insurance is available to benefits-eligible staff and faculty. Plans are available from as little as $16 per month. The plans cover accidents and illnesses with flexible coverage options. Choose an annual deductible of $0 to $1,000 and up to 100% reimbursement of your vet bill. There are no upper age limits, and no medical records or vet exam required to enroll. After short waiting periods your pet will be covered for care if they become ill or injured. For more information or a quote by phone or online, contact the Human Resources office for the referral code and phone number or website.
  • Short-Term Disability Insurance and Paid Family Leave

    The short-term disability and paid family leave benefits are managed for Pitzer College by the TCC Services Disability Office. For a booklet with the plan information and the short-term disability benefits application form, please visit the Benefits Administration website, and look under the Workers Compensation and Disability section.

  • Summary Annual Reports for Benefit Plans

    The Summary Annual Report provides you with basic financial data for the benefit plans of The Claremont Colleges in a format required by the United States Department of Labor and includes instructions on how you may obtain additional information about the plan.

    Memo and Reports for Plan Year Ending December 31, 2016:  English and Spanish