Benefit Plans and Resources

2019 Health Insurance Plans

Pitzer College, as a member of The Claremont Colleges, offers health insurance plans to its benefits-eligible employees through TCCS (The Claremont Colleges Services). These plans are managed by TCCS Benefits Administration Office. To see detailed insurance plan information and materials, please click here to be directed to the Benefits Administration web page of TCCS. You can also contact the Benefits Administration Office for questions or assistance at (909) 607-3684 or BenReps@claremont.edu.

2019 Benefits at a Glance: A summary sheet of the benefit plans and programs available to Pitzer College employees.

  • Dental Insurance

    Dentist/Dental Office Search
    To find a dentist or dental office on Cigna, click for PPO or DHMO.

    Cigna DHMO Copay Schedule for Services. On this plan, participants are required to select a primary dentist to direct care.

    Cigna DPPO Summary of BenefitsPlease note, participants in this plan will not receive a membership card.

  • Flexible Spending Accounts (FSAs)

    The FSA administrator for Pitzer College is PayFlex. If you are contributing to a Healthcare FSA, the annual contribution amount you elected will be available to you for qualifying expenses as of your benefits effective date. However, if you are contributing to the Dependent Care FSA your contributions will be available for reimbursement only after your contributions are deducted from you pay.

    PayFlex Forms and Informational Materials
    Claim Form for Reimbursement
    Informational Memo for Participants
    PayFlex Account Quick Reference Guide (via Health Hub)
    PayFlex Card – Reference Guide
    PayFlex Mobile – Reference Guide
    Dependent Care FSA: Common Eligible Expenses
    Health Care FSA: Common Eligible Expenses

    FSA Contribution Limits for 2019
    Healthcare FSA: $300 minimum to $2,700 maximum
    Dependent Care FSA: $300 minimum to $2,500 (married filing separately) or $5,000 maximum (married filing jointly or single/head of household)

    Note: you have until March 15 of the following year to incur expenses for the plan year, and until June 30 of the following year to submit a claim form and receipts for a plan year.

    Health Savings Account (HSA) + Limited Scope FSA for Healthcare Expenses
    Important: If you are enrolled in the Anthem Act Wise HDHP and a Health Savings Account (HSA), you are eligible to enroll in a Limited Scope Healthcare Flexible Spending Account (FSA) only. Restrictions apply using a Health Savings Account AND Flexible Spending Account for healthcare expense. Make sure you are properly informed. Click here for a guide on using a limited scope FSA with an HSA.

  • Medical Insurance

    If you need assistance, please contact the Benefits Administration Office staff at BenReps@claremont.edu or (909) 607-3684.

    Anthem Blue Cross: In-Network Doctor and Hospital Search

    1. Visit www.anthem.com/ca. Temporarily allow pop-ups on your web browser for this website.
    2. Under “Useful Tools” on the right side, select “Find a Doctor (Dentist, Pharmacy or Hospital)”.
    3. On the next screen, under “What are you looking for?” select the type of search you want to run and follow the prompts to fill in the fields to set the criteria.
    4. For item 4 “What insurance plan would you like to use?”, if you have your Anthem Blue Cross HMO card, enter your member number under “Existing Member Search” and click “Next”. Otherwise, select the following under the corresponding fields:
      State: California
      Plan Type: HMO
      Plan Name: Blue Cross HMO (CACare) – Large Group
    5. Click “Search” and the results will appear.
    6. Click on the hyperlink of the doctor’s name to see detailed information. Under “Affiliations” you’ll find the three-letter facility ID code which is used when enrolling.

    Kaiser Permanente: Doctor and Facility Search

    Out of State Coverage for College Students – Information Sheet:  English | Espanol

  • Health Savings Account (HSA)

    Participation in an HSA requires enrollment in the Anthem Act Wise HDHP medical plan. Payroll deductions can be set up if you elect to establish your HSA with PNC Bank. Contributions paid by Pitzer are available for employees who had an annual compensation of less than $120,000 in 2018.

    2019 Maximum Health Savings Account Contribution Amounts
    (including any Pitzer contribution)
    Employee Only: $3,500 maximum
    Family: $7,000 maximum
    Catch-Up Contribution for 55 and Older: up to an additional $1,000

    To view a guide on the Act Wise HDHP and the Health Savings Account, click here to be directed to the TCCS Benefits Administration website. You can also visit the IRS website for additional information about Health Savings Accounts.

    If you have questions or need assistance, please contact the Benefits Administration Office at (909) 607-3684 or BenReps@claremont.edu.

     

  • Education and Professional Development

    Computer Loan Policy and Form: This policy offers benefits-eligible employees a one-time interest-free personal loan of up to $2,000 for the purchase of one computer to be repaid over 18 months through payroll deductions.

    Staff Training and Professional Development (STPD) Funds:  Funds are available to provide staff the opportunity to attain new skills or knowledge in a manner that will enhance a staff member’s performance and be a specific benefit to their department and the College. Funds are administered by the Staff Council. For more information and an application form please contact Staff Council by email at scr@pitzer.edu.

    Tuition Remission Program: Benefits-eligible staff and faculty members who satisfy the waiting period, are eligible for tuition remission with The Claremont Colleges. Please refer to the policy in the Staff Handbook for program details. You must complete and submit a Tuition Remission Form before the start of the semester of requested coverage. Complete either the Tuition Remission Form for an Undergraduate Degree or the Tuition Remission Form for a Graduate Degree. In addition, the Taxability Determination Form must be submitted for graduate-level tuition remission (submit it only once at start of a new program).

  • Legal Assistance Insurance

    You have the option to elect Legal Assistance Insurance coverage through ARAG®. You pay the cost for coverage through after–tax payroll deductions. Coverage through ARAG lets you work with a network attorney to address a variety of legal situations you may encounter in life. This insurance is not just for serious issues, either. It is for addressing everyday legal needs, such as creating a will, transferring property, or purchasing a home.

    For more information and assistance, including the access code for ARAG’s online legal center, please contact the TCCS Benefits Administration Office at BenReps@claremont.edu or (909) 607-3684.

  • Life Insurance: Basic and Supplemental

    Basic Life Insurance

    All benefits-eligible faculty and staff receive Basic Life Insurance benefit paid 100% by Pitzer College, at the rate of one times their regular annualized income, with a minimum benefit of $20,000 and up to a maximum of $50,000.

    The benefit begins to decrease at age 65 as follows:
    Age 65:      Benefit decreases to 65% of regular benefit amount
    Age 70:      Benefit decreases to 50% of regular benefit amount
    Age 75+:    Benefit decreases to 30% of regular benefit amount

    Supplemental Life Insurance

    Coverage is available for employee, spouse/domestic partner and children

    Insurance is through The Standard on an after-tax basis from one to four times your annual base salary to a maximum of $1,000,000 (a combined total with the Basic Life Insurance provided by Pitzer).

    The employee can purchase insurance for their spouse/domestic partner in increments of $10,000 up to maximum of $250,000 or 50% of own combined basic and supplemental life insurance coverage, whichever is less.

    For children, the employee can purchase coverage of $5,000 for ages 6 months and older, or $100 for birth to 6 months.  The premium cost is based on the employee’s age per thousand dollars of principal coverage selected.

    The benefit begins to decrease at age 65 as follows:
    Age 65:      Benefit decreases to 65% of regular benefit amount
    Age 70:      Benefit decreases to 50% of regular benefit amount
    Age 75+:    Benefit decreases to 30% of regular benefit amount

  • Long-Term Disability (LTD) Insurance

    Benefits-eligible faculty and staff, who are regularly scheduled to work 30 hours or more per week and and are a citizen or resident of the United States or Canada, are automatically enrolled for long-term disability coverage on their first day of employment. This benefit is 100% paid for by Pitzer College and provides 66 2/3% of monthly earnings on the date of the disability (up to $15,000 per month) for a disability lasting beyond 180 days. For more details, click to see the  LTD Benefits at a Glance sheet for long-term disability insurance.

    If you have questions or need assistance, please contact the TCCS Benefits Administration Office at (909) 607-3684 or BenReps@cuc.claremont.edu.

  • Retirement: Academic Retirement Plan (ARP)

    ARP Plan Guide

    For assistance with your individual retirement account please contact our plan administrator, TIAA, at (800) 842-2252. For general questions about the ARP, please contact a Retirement Analyst at Benefits Administration at (909) 621-8805, or the Pitzer Human Resources Office.

    Retirement Contribution Limits per the IRS
    The Internal Revenue Service has published the 2019 limits for retirement plan contributions for elective deferrals, age 50+ catch-up contributions, 15 years of service catch-up contributions, defined contribution limit, annual compensation limits and the social security taxable wage base. To see the figures, please view the 2019 Cost-of-Living Adjustments memorandum from the TCCS Retirement Services.

    Voluntary Retirement Contributions
    Employees of Pitzer College may make voluntary contributions to the Academic Retirement Plan (ARP) or Roth after-tax retirement plan at any time during their employment. To start voluntary contributions complete a 2019 ARP Salary Reduction Agreement Form.

    Retirement Counseling
    One-on-one retirement counseling is available with a TIAA financial advisor every month, usually located at the ACC building of TCCS. To schedule an appointment on-site please call (800) 732-8353 and ask for dates and times available at The Claremont Colleges. Currently, you can also view appointment dates and times planned in June, July, August and September 2019.

  • Rideshare: Transportation Reduction Incentive Program (TRIP)

    In compliance with regulations of the South Coast Air Quality Management District, Pitzer has this rideshare program, TRIP, for benefits-eligible staff and faculty members. The plan is designed to encourage employees to use modes of transportation other than driving alone to work whenever possible, in order to reduce the number of vehicles arriving on our campus. Incentives are provided to eligible participants in the program. Note: Employees who live on-campus are not eligible for this program.

    Incentives

    Daily Pay Rate: For every day you participate in the TRIP program, you can apply to receive $1.75 per work day (up to 5 days per week).  Participation is easy—simply complete the corresponding TRIP calendar form and submit it to Human Resources no later than the first day of the month following your month of participation.  Your pay is processed with the next possible pay cycle. To submit for your participation, complete the online form at https://pzgravity.pitzer.edu/trip-form/.

    Movie Tickets: Participants are also entered into a monthly prize drawing for four movie tickets to your choice of AMC, Edwards or Laemmle theatres.

    Reserved Parking: Participants who commute to Pitzer’s campus by carpooling are eligible, on the days they drive a carpool, for reserved parking spots on campus. To request a carpool parking permit, please contact the Human Resources.

    For more information about the program, contact Human Resources at (909) 621-8254 or HR@pitzer.edu.

  • Work-Life Fit

    BACK-UP CARE PROGRAM

    When you have work, family, and personal responsibilities competing for your time, there’s no need to stress. Instead, rely on Bright Horizons®. Explore all your enhanced benefits today and start making your life easier. Click to see an overall informational sheet on FAQs for Back-Up Care Program benefits.

    Additional Family Supports: Do you need a night out of the house? Are you looking for an after-school caregiver or someone to watch your pet while you’re away on vacation? Get free membership to a comprehensive database, where you can find support that meets your needs: nannies, sitters, elder caregivers, pet sitters, housekeepers, and more. Click to see FAQs for Additional Family Support or finding Pet Care under this program.

    Full-Time Child Care: You can jump ahead on the wait list at select Bright Horizons centers, or enjoy exclusive discounts at participating partner centers that make child care more affordable.

    Tutoring & Test Prep: Get discounted tutoring resources for SATs/ACTs, standardized tests, Common Core subjects, and general help for your student.

    Back-Up Child Care: Next time school’s closed, the sitter’s on vacation, or you’re between child care arrangements, high-quality back-up care is just a click or call away. Register for free, and we’ll secure reliable care for you when and where you need it.

    Back-Up Adult and Elder Care: When Mom gets injured, Dad’s recovering from surgery, or the regular caregiver calls out sick, we’ll arrange high-quality back-up care in their home. Click to see an informational sheet on Adult & Elder Care options available to you.

    Learn more about your benefits by watching this short video.

    Registration Raffle

    Benefits-eligible employees who sign up for their back-up care benefit before February 28, 2019 will be entered to win one of two $50 Amazon gift cards! To register, look for the email announcement on February 5, 2019, or contact the Pitzer Human Resources office at HR@pitzer.edu or (909) 621-8254 for details.

    EMPLOYEE ASSISTANCE PROGRAM (EAP):

    Pitzer makes available to benefits-eligible faculty and staff, their dependents and all the members of their immediate household, a variety of counseling services, including in-person, telephone and web-based counseling and referral services – at no cost to the employee. The services are provided by our Employee Assistance Program through OptumHealth and are completely confidential. Employees, the members of their immediate household and their dependents have five free counseling sessions per calendar year.  The Pitzer employee receives an additional benefit of five free sessions per issue per calendar year. Click below to see details regarding the available services:

    PRIMARY CARETAKER LEAVE POLICIES (STAFF & FACULTY)

    These policies are designed to provide time off with pay to regular, benefits-eligible staff and faculty who are responsible for the primary care of a child immediately following birth, adoption or the placement of a foster child.  Please refer to Staff Handbook web pages for details.

    PET INSURANCE – Nationwide

    Pet Insurance helps you meet the cost of caring for your pets. You pay for the coverage directly to Nationwide and not through payroll deductions. My Pet Protection℠ plans from Nationwide® offer coverage for vet bills, with 90% reimbursement for accidents, illnesses, and more. When your covered pet needs care, you have the freedom to visit any veterinarian you choose. For more information, visit www.petinsurance.com/claremont

  • Short-Term Disability Insurance and Paid Family Leave

    The short-term disability and paid family leave benefits are managed for Pitzer College by the TCCS Disability Office.

    California law permits an employer to implement a self-insured short-term disability program as long as the rights and benefits provided by the program equal or exceed the benefits provided by the state plan. Also, the self-insured short-term program must provide at least one right or benefit that is greater than what is provided by the state plan.

    The Claremont Colleges’ short-term disability plan, known as the Voluntary Disability Insurance (VDI) plan is equal to the state plan in all areas and is greater than the state plan in the following:

    1. VDI benefit payments coincide with the regular payroll schedules, which means payments are received sooner.
    2. VDI benefits can be paid via direct deposit.
    3. You have the option to redirect your health benefit premiums from your VDI benefit payments.

    The VDI Plan incorporates the Paid Family Leave (PFL) benefits. The VDI benefits are designed to provide partial compensation for wages lost if you are unable to work because of a non-work-related illness or injury. VDI benefits can be supplemented with an employee’s accrued leave hours according to each institution’s supplementing policy.

    The PFL benefit provides partial compensation for wages lost if you require time off work to care for a qualifying family member who becomes ill or if you want to bond with a qualifying child. PFL benefits can be supplemented with an employee’s accrued leave hours according to each institution’s supplementing policy.

    For a booklet with the plan information and the short-term disability benefits application form, please visit the Benefits Administration website, and look under the Workers Compensation and Disability section. Or contact the TCCS Disability Office at Disability@claremont.edu or (909) 621-8847.

    To receive the claim packet for VDI or PFL and discuss your leave of absence options, contact Human Resources office at (909) 621-8254 or HR@pitzer.edu.

  • Summary Annual Reports for Benefit Plans

    The Summary Annual Report provides you with basic financial data for the benefit plans of The Claremont Colleges in a format required by the United States Department of Labor and includes instructions on how you may obtain additional information about the plan.

    Memo and Reports for Plan Year Ending December 31, 2016:  English and Spanish